Fractional CFO Services

Take your financial oversight and planning to the next level!

You didn't start your business or step up to lead a non-profit, only to become a spreadsheet whisperer. That's where we come in.

Think of a fractional CFO as your financial co-pilot — minus the six-figure salary and the awkward "do we really need a full-time exec for this?" conversation. We show up part-time, bring full-time brainpower, and help you actually understand what your numbers are trying to tell you (spoiler: they're not as scary as they look).

Budgets that make sense. Cash flow you can actually predict. Reports your board won't need a translator for. We're not here to bury you in jargon — we're here to help you make smart calls, sleep better at night, and get back to doing the work you actually love.

Basically: all the financial clarity of a CFO, none of the corner-office stuffiness.

Small Business Services Include:

  • Cash flow forecasting & management - stay ahead of shortfalls and know exactly what you can afford to spend, hire or invest in

  • Growth-focused budgeting - build a financial roadmap tied to real business goals

  • KPI dashboards - the handful of numbers that actually tell you how the business is doing, updated monthly

  • System & process set up - software, systems, workflows and internal controls that scale as you grow

Non-profit Services Include:

  • Board financial education & compliance - help board members, especially non-finance folks) understand the numbers, plus advice on spending and financial policies

  • Grant budgeting & funder compliance - budgets, reports and spend tracking that satisfy funder requirements and protect future funding

  • Cash flow and reserve management - smooth out the timing gaps between grant cycles, donations and expenses

  • System & process set up - software, systems, workflows and internal controls that scale as you grow and cut down on internal admin time so you can have greater impact

We do offer stand-alone CFO services but most clients opt to add this on to their business bookkeeping or non-profit bookkeeping services.

All Services:

Want to work with us?

Book a consult!

  • “Amy and staff are highly knowledgable and any time I've had a question they've been right there making sure that not only do I get an answer, but I also understand the reasoning so I can be empowered for future decision making.”

    —Heather, Zootown Arts Community Center

  • “[Arrow + Root] responds to my questions and explains budgets in a way that isn't overwhelming or complicated.”

    —Sienna, SPARK Art Ignite Learning

  • “They offer expert input/responsive communications on how to organize financial information better. They are not just doing the bookkeeping.”

    —Cassie ,Writing Coaches of Montana

  • “Their expertise, responsiveness, and genuine commitment to our success have made a meaningful difference for our organization. They consistently go above and beyond, and we couldn't recommend them more highly.”

    —Katie, Families First

  • [Arrow + Root] has saved us a ton of time and made bookkeeping so much easier for us! They have so much knowledge and expertise and are willing to recommend best practices to us while also respecting our established practices and organizational needs. Strongly recommend!

    —Whitney, Land to Hand

Not ready to become a client?

  • We do a free 15 minute session to answer bookkeeping and business start up questions. Book today!

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