You met someone you really like. Cool!

You have been together a while and you are ready to take it to the next level. Sweet!

You are going to be living together, so it’s time to blend your finances. Hold on there, sister.

Plenty of experts will tell you the exact right way to strategically pay off your debt, but as a Certified Personal Finance Counselor®, this is what I have to say on the subject:

Yesterday, we received a voicemail from a young man, who is the son of a client. His message let us know that his father had passed away unexpectedly the week before. He needed help navigating closing down his dad’s business and making sure he didn’t miss anything. This client is someone that we have loved working with and supporting him as he grew his business and built something for his family and himself. He was an incredibly kind man with a great sense of humor and an honesty and realness that made us proud to be a part of his team. Needless to say, we are going to miss him, both as a client and as a friend.

Have you ever run into someone and you can't remember their name and at some point you're embarrassed and it feels too late to ask?

Many clients feel that exact way about their bookkeeping.

Small business owners and non-profits want to better understand their finances and get the absolute most out of their bookkeeping services, but often they are confused about how to do that. You may have a lot of questions, but never ask because it feels too basic, too ridiculous, or you just never get around to taking the time to ask. Have you ever wondered things like:

It took a long time to motivate me to really implement a “system” for my personal finances. I watched my spending in a general sense but I was not nearly as involved as I should have been. Now, I can tell you exactly where my money goes.

I love talking to people about money. Reports & budgets & planning strategy are so fun. I think it’s really interesting & exciting to figure out just the right way to organize a system for saving & spending & just how differently that shakes for the individual needs of the client.